Valley Oak

  • Loans of $1,500 – $50,000
  • Term: Up to 15 years
  • Fees: $5
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Customer service in Spanish available
  • Available to borrowers in Tulare and Madera counties as well as select employee groups in Kings and Fresno counties.