GoGreen

Explore financing options.

GoGreen Home connects California homeowners and renters with lenders to finance up to 100% of their energy efficiency project costs.
Residential Lenders

Customers who receive electricity from PG&E, SCE and SDG&E and customers of SoCalGas can shop online and finance Energy Star appliances from $200 through Eco Financing.

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Desert Valleys

APR

6.00% to 10.00%

Loan amount

$2,500 - $50,000 ($35,000 if no FICO)

Term

Up to 15 years

  • Loans of $2,500 - $50,000
  • Term: Up to 15 years
  • Fees: $5
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Customer service in Spanish available
  • Available to borrowers in Barstow, Bishop, Boron, California City, Lake Isabella, Lone Pine, Trona and Ridgecrest

Email: REEL@desertvalleys.org

Phone: (866) 743-6497

Valley Oak

APR

5.62% to 8.12%

Loan amount

$1,500 - $50,000 ($35,000 if no FICO)

Term

Up to 15 years

  • Loans of $1,500 - $50,000
  • Term: Up to 15 years
  • Fees: $5
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Customer service in Spanish available
  • Available to borrowers in Tulare and Madera counties as well as select employee groups in Kings and Fresno counties.

Email: kvaughan@valleyoak.org

Phone: (559) 688-5996

California Coast

APR

3.98% to 7.88%

Loan amount

$2,500 - $50,000 ($35,000 if no FICO)

Term

Up to 15 years

  • Loans of $2,500 - $50,000
  • Term: Up to 15 years
  • 0-30 months 3.98% - 5.48%; 31+ months 4.38% - 7.88%
  • Fees: Waived
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Instant preapproval
  • Spanish language website
  • Available to borrowers statewide

Email: energy@calcoastcu.org

Phone: (858) 495-1637

Matadors

APR

4.99% to 6.99%

Loan amount

$2,500 - $50,000

Term

Up to 15 years

  • Loans of $2,500 - $50,000
  • Term: Up to 15 years
  • Fees: Waived
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Customer service in Spanish available
  • Quoted rate includes 0.5% autopay discount
  • Available to borrowers statewide

Email: energy@matadors.org

Phone: (818) 993-6328

First U.S.

APR

3.95% to 8.75%

Loan amount

$2,500 - $50,000

Term

Up to 15 years

  • Loans of $2,500 - $50,000
  • Term: Up to 15 years
  • 0-36 months 3.95% - 5.95%; 37+ months 4.75% - 8.75%
  • Fees: Waived
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval within 24 hours
  • Quoted rate includes 0.5% autopay discount
  • Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties

Email: energy@firstus.org

Phone: (800) 556-6768

Travis Credit Union

APR

4.99% to 9.99%

Loan amount

$1,000 - $50,000

Term

Up to 15 years

  • Loans of $1,000 - $50,000
  • Available to homeowners
  • 0-48 months 4.99% - 8.99%; 49+ months 5.99% - 9.99%
  • Terms up to 15 years
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Instant preapproval available
  • Available to borrowers in Alameda, Colusa, Contra Costa, Merced, Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus and Yolo counties

Email: ceaton@traviscu.org

Phone: (707) 392-9277

Eco Financing

APR

As low as 9.99% APR

Loan amount

$200 to $5000

Term

5 years

  • Available to customers who receive electricity from PG&E, SCE and SDG&E and to customers of SoCalGas
  • Instant loans to pay for online purchases of energy efficient appliances and other consumer products
  • Loans of $200 to $5,000
  • Easy application at point of purchase
  • Look for the logo to receive 9.99% APR with autopay (60 monthly payments of $21.24 per $1,000 borrowed); 11.38% APR without autopay.
  • Available to renters and homeowners
  • 60-month term, no penalty for early repayment
  • Minimum credit score: 580

Email: support@ecofinancing.com

Phone: (888) 291-0347

Diablo Valley

APR

3.75% to 8.99%

Loan amount

$2,500 - $50,000

Term

Up to 15 years

  • Loans of $2,500 - $50,000
  • Term: Up to 15 years
  • 0-60 months 3.75% - 7.99%; 61+ months 4.75% - 8.99%
  • Renters: $2,500 - $15,000 up to 7 years
  • Fees: $5 (initial required credit union membership deposit—returned when account is closed)
  • 100% financing (no cash needed)
  • No closing costs, no annual fees
  • No collateral required
  • Preapproval generally within one business day
  • Customer service in Spanish is available
  • Available to anyone who lives, works, worships or goes to school in Central Contra Costa County

Email: gogreen@diablovalleyfcu.org

Phone: 800-375-6077

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    Enhance your home’s comfort by replacing outdated appliances, lighting, windows, and more.
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