Desert Valleys

  • No closing costs, no annual fees
  • No collateral required
  • Preapproved within 24 hours
  • Fees: $5
  • 100% financing (no cash needed)
  • Customer service in Spanish available
  • Available to borrowers in Barstow, Bishop, Boron, California City, Lake Isabella, Lone Pine, Trona and Ridgecrest

—Energy upgrades (non-solar)

  • APR:
    • 0 – 60 months 6.00% – 9.00%
    • 61 – 180 months 7.00% – 10.00%
  • Loan amount: $2,500 – $50,000
  • Term: Up to 15 years