USC Credit Union

- No closing costs or annual fees
- No credit union membership fee
- No collateral required
- 100% financing (no cash needed)
- No UCC-1 lien required
- Hablamos español. Customer service available in Spanish.
- Available to borrowers in Los Angeles or Orange counties; and faculty, staff, students, and alumni of USC and their families.
- Discounts to borrowers in Low-income and Disadvantaged Communities (LIDACs)
---Energy Upgrades (non solar)
- Annual percentage rate: (Quoted rate includes 0.25% autopay discount from USCCU checking account)
- 0 - 36 months: 3.74% - 7.24%
- 37 - 60 months: 4.24% - 7.74%
- 61 - 120 months: 4.74% - 8.24%
- 121 - 180 months: 5.74% - 9.24%
- Loan amount: $200 - $50,000
- Term: Up to 15 years