UCC-1 filing required for HVAC and Solar installations.
Your total home loans, including this one, cannot exceed 90% of your home's value.
Preapproval within 24 hours
Fees: $5 fee for non-members
100% financing (no cash needed)
Available to homeowners only
Website available in multiple languages including Spanish, Vietnamese, Russian and more
Available to borrowers statewide
---Energy upgrades (non-solar)
Annual percentage rate:
1 - 60 months 5.00% - 8.00%
61 - 120 months 5.25% - 8.25%
121 - 180 months 5.50% - 8.50%
Loan amount: $2,500 - $50,000
Borrowers with FICO 680 +: Up to $50,000
Borrowers with FICO 580 - 679: Up to $25,000
Term: Up to 15 years
Loan amount of $25,000 or below: Up to 10 years
Loan amount above $25,000: Up to 15 years
Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison Company (SCE®) and Southern California Gas Company (SoCalGas®) are not making an offer to lend and have no role in reviewing or approving your financing application. If you and a lender enter into a financing arrangement for energy improvements, that arrangement will be entirely between you and the lender, and PG&E, SDG&E, SCE and SoCalGas shall not be liable for the lender’s acts or omissions.
