San Francisco Federal Credit Union

- No closing costs, no annual fees
- No prepayment penalties
- 100% financing (no cash needed)
- Available to borrowers statewide
- Annual percentage rate:
- 1 - 36 months 5.25% - 7.75%
- 37 - 60 months 5.75% - 8.25%
- 61 - 120 months 6.25% - 8.75%
- 121 - 180 months 6.75% - 9.25%
- Loan amount: $1,000 - $50,000
- Term: Up to 15 years