First U.S. Community Credit Union

- No closing costs, no annual fees
- No collateral required
- Preapproval within 24 hours
- Fees: Waived
- 100% financing (no cash needed)
- Available to borrowers in Amador, Contra Costa, El Dorado, Nevada, Placer, Sacramento, San Joaquin, Sierra, Solano, Sutter, Yolo and Yuba counties
- Annual percentage rate:
- 0 - 36 months 5.49% - 7.24%
- 37 - 180 months 5.99% - 9.74%
- Loan amount: $2,500 - $50,000
- Term: Up to 15 years