A customer meeting the definition of a small business who receives service from at least one of California’s four investor-owned utilities (IOUs) - PG&E, SDG&E, SCE, SoCalGas, or a Regional Energy Network (REN) or Community Choice Aggregator (CCA) - may apply for financing from a finance company participating in the program. Participating finance companies receive a credit enhancement for the financing they provide. The credit enhancement acts like insurance in the case that a customer defaults on their payment. In turn, the customer receives benefits such as better terms, a longer payback period, or broader approvals.
Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison Company (SCE®) and Southern California Gas Company (SoCalGas®) are not making an offer to lend and have no role in reviewing or approving your financing application. If you and a lender enter into a financing arrangement for energy improvements, that arrangement will be entirely between you and the lender, and PG&E, SDG&E, SCE and SoCalGas shall not be liable for the lender’s acts or omissions.